CPP Payment Dates (2026)

Every 2026 CPP date

Service Canada lists these on its benefits calendar and in a printable 2026 CPP and OAS sheet.

Count the business days back from the end of each month and the pattern holds from January to November, with September 30, a federal statutory holiday, left out of the count. December breaks it by a week.

The amount changes once a year

The dates move every month; the amount moves only in January. Service Canada raises CPP payments each January in line with the Consumer Price Index, and it never lowers them when prices fall. So the January deposit is the one to check if you're budgeting around a new figure. OAS works differently, adjusting four times a year, which is why someone collecting both sees the two amounts change in different months.

CPP counts as taxable income. Service Canada lets you request a monthly income tax deduction from your payments, or change the one you have, so less is left to settle when you file.

Direct deposit or cheque

Payments are issued on the listed date, though Service Canada notes they can take a few days to arrive. A cheque is mailed during the last three business days of the month and takes longer still, which is why Service Canada recommends direct deposit. Whichever way you're paid, Service Canada's advice is to allow five to ten business days before reporting a payment as missing.