Government Benefits & Deductions
CPP and EI are the two federal programs that touch almost every Canadian paycheque — one you pay into for retirement, one that pays you if work stops. These tools show how each is worked out.
Both CPP and EI are federal, so the rates are the same coast to coast — no province selector needed. CPP takes 5.95% of your pensionable earnings toward your future pension; EI takes 1.63% of insurable earnings and funds the benefit you can claim if you lose your job. The calculators below break down the contribution side and the eligibility side.