Payroll & Take-Home Pay
The gap between what you earn on paper and what shows up in your account. These tools cover the whole paycheque question — steady salary, a raise, working for yourself, or the income tax on a Quebec salary.
Your gross salary is never the number you spend. Between federal tax, provincial tax, CPP and EI — and in Ontario, a surtax and health premium on top — a chunk comes off before payday. The calculators below use the same 2026 rates engine so a raise, a salary and a self-employment figure all get costed the same consistent way.
Take-Home Pay Calculator
Your net pay after tax, CPP and EI — per year, month or biweekly cheque.
Pay Raise Calculator
How much of your next raise you actually keep once the higher bracket takes its share.
Self-Employed Tax Calculator
CPP at the double rate, the $30,000 HST line, and how much to set aside for tax.
Quebec Income Tax Calculator
Quebec's brackets, your marginal and average rate, and the tax bracket by bracket.
Hourly to Salary Calculator
Turn an hourly wage into a yearly salary and the full pay ladder — monthly, biweekly, weekly, daily.