Privacy Policy

Effective date: January 1, 2026

1. About This Policy

This Privacy Policy describes how Calc-HQ.ca handles information in connection with your use of this site. Calc-HQ.ca is a static calculator and reference site that provides payroll and tax estimation tools for Canadian workers. This policy explains what information is and is not collected, how third-party services operate on this site, and what choices you have regarding your privacy.

2. Information We Do Not Collect

Calc-HQ.ca does not require user accounts, does not collect personal information as part of its calculator operation, and does not store inputs submitted to any calculator. All calculations run locally in your browser. Values you enter into any calculator on this network are processed on your device and are not sent to any server operated by this site.

Standard web server and CDN access logs may record technical information including IP address, browser type, operating system, referring URL, and pages visited. This information is used for infrastructure operation and is not linked to individual identities.

3. Calculator Data

All calculator inputs — including income amounts, province selections, and pay frequency choices — are processed entirely within your browser using client-side JavaScript. No calculator data is transmitted to, stored on, or accessible from any server operated by Calc-HQ.ca. Closing the browser tab or navigating away from the calculator clears all entered values.

4. Third-Party Services

This site uses Google AdSense to display advertisements. Google AdSense is a third-party advertising service operated by Google LLC. Google may use cookies and similar technologies to serve ads based on prior visits to this site or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on browsing history across sites that use Google services.

This site links to spoke calculator tools in the Calc-HQ.ca network (ontariotakehomecalc.ca, cppcalc.ca, eicalc.ca) and may include links to external reference sources including CRA and ESDC publications. This site is not responsible for the privacy practices or content of linked external sites.

5. Cookies and Advertising

This site does not set first-party cookies for calculator operation. Third-party advertising providers, including Google AdSense, may set cookies in your browser to serve and measure advertisements. These cookies are governed by the respective third-party privacy policies.

Users may opt out of personalized advertising by visiting Google Ads Settings. More information about how Google uses data from sites that use its services is available at: https://policies.google.com/technologies/ads.

6. Your Privacy Rights

Under applicable Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to access, correct, or request deletion of any personal information an organization holds about you. Because Calc-HQ.ca does not collect personal information through its calculator operation, there is no personal data to access, correct, or delete on our systems.

If you believe that a third-party service operating on this site has collected personal information about you, you should contact that service directly. For Google AdSense, you can manage your ad preferences and data through your Google Account settings.

7. Changes to This Policy

This policy may be updated periodically. The effective date at the top of this page will be updated when changes are made. Continued use of the site constitutes acceptance of the current policy. We encourage you to review this policy periodically to stay informed about how we protect your privacy.